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Mexico Motorcycle Insurance

Mexico Motorcycle Insurance

Mexbound.com understands the needs of bikers who travel into Mexico. We offer daily, six month and annual Mexico Motorcycle Insurance through HDI Seguros. We offer coverage not only to make sure you are compliant with Mexican law but to also make sure your bike is protected!

We also offer insurance for Quads, ATV's and Golf Carts. Please see our ATV page for more information. We welcome you to contact us by email at info@mexbound.com so we can help you quote and issue your policy, or you can quote and purchase online.

Coverage available in Mexican Motorcycle Insurance Policies

  • Physical Damage & Theft for Motorcycles
  • Third Party Liability up to $500,000 CSL
  • Excess Liability in case of death of the third party
  • Legal Assistance & Bail Bond in case of an accident
  • Medical Expenses - NEW!
  • Accessories and Safety Gear - NEW!
  • Roadside assistance
  • GAP 
  • Premier Package (Vandalism, Partial Theft)
  • Claims settled in U.S. dollars
  • Motorcycle repair paid in U.S. labor rates
  • 24/7 Claims Call Center
  • Nationwide adjusters 

Mexican Motorcycle Insurance with Property Damage and Theft Coverage

Mexico Motorcycle Insurance physical damage and total theft coverage will pay up to the ACV (actual cash value) of your bike. Motorcycles older than 20 years are not eligible for "full coverage" Mexico Insurance, which includes Physical Damage and Theft coverage. Coverage is only valid while the motorcycle is being used on municipal roads. Off-roading and any involvement in racing are NOT covered. 

Mexico Motorcycle Insurance Liability Only Coverage

Mexican Motorcycle Insurance Liability coverage is for bodily injury and property damage you cause to parties other than the insured and passengers of the insured motorcycle. A Mexico Motorcycle Insurance "liability only" policy fulfills your proof of financial responsibility as required under Mexican Law. With the changes to the law in 2012, it is important that you carry $300,000 in Liability. We recommend that you carry at least $150,000 CSL Liability, and all of our policies will automatically include $150,000 Excess Liability in case of death of the third party. Coverage is only valid while the motorcycle is being used on municipal roads. Off-roading and any involvement in racing are NOT covered.

ACV - Actual Cash Value

Total loss and theft are based on ACV or Actual Cash Value of your Motorcycle. You can look up the value of your motorcycle online at NADA.com. If your motorcycle is financed and you owe more than the ACV, make sure to add the GAP coverage and insure the motorcycle for the amount you owe to the lending institution. 

Medical Coverage

We now offer $5,000 for medical expenses as an optional add-on to your policy. You and one passenger will be covered for Medical expenses up to $5,000 per accident. Make sure to include this valuable coverage to your policy.

Disclaimer - The following information is provided as a general and informative summary of benefits and should not be considered legal advice or your sole source of information. Laws and policies change. For the full legal description of benefits and exclusions, consult the terms and conditions of the contract.

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