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ACE Seguros Mexican Car Insurance Platinum Policy
Partial Theft
ACE Mexican Auto Insurance policies is broadened to include payment for theft of parts and accessories only that are permanently attached to the Insured vehicle, excluding sound reproduction and recording equipment such as but not limited to AM/FM radios, Cassette and CD players/recorders, and CB, UHF, and VHF radios.
Deductibles
ACE Mexican Car Insurance deductibles for collision and total theft are fixed at $500.00 for collision and $1000.00 for total theft.
Vandalism
Vandalism, meaning wilful and malicious damage to or destruction of the Insured Vehicle is covered by this broadening endorsement. The ACE Mexican Car Insurance deductible for Vandalism is the same as the deductible amount for Total Theft.
Increased Cost of Repair
If the damages to the insured vehicle are repaired in the United States or Canada, the maximum labor cost per hour for repairs will be according to amounts shown per type of vehicle shown below. Currency is in U.S. dollars.
- Cars $50 Per/Hr
- Pickups $70 Per/Hr
- Motor Home $75 Per/Hr
- Motorcycle $50 Per/Hr
The Insured Vehicle will be considered a total loss at the option of The Company. The deductible applicable to repairs under this clause are the same as the deductible amounts shown on the face page of your policy
Civil Liability for Property Damage and for Bodily Injury to Third Parties
The Property Damage Liability limit is increased to US $100,000 and the Bodily Injury Liability limit is increased to US $100,000 per person and US $300,000 per accident. These limits will be shown on the face page of your policy.
Medical Expenses for Occupants of the Insured Vehicle
The limit of liability for Medical Expenses is increased to US $5,000 per person and US $25,000 per accident.
MOTORCYCLES ARE NOT ELIGIBLE FOR MEDICAL EXPENSE COVERAGE. Medical Payments coverage is excluded for motorcycles, thus this Clause does NOT apply to Motorcycles
Increased Medical Payments for accidents with at-fault Uninsured Motorist
In the event that you are not at fault in an accident that results in injuries to the occupants of your vehicle and the driver of the at-fault vehicle is Uninsured, i.e., does not have Automobile Civil Liability Insurance in Mexico, coverage for Risk 6 (Medical Expenses) for injuries to occupants of your vehicle is increased to $15,000 per Person and $40,000 per accident. Medical Payments coverage is excluded for motorcycles, thus this Clause does also NOT apply to Motorcycles.
To compare coverages between ACE and Genworth Seguros Click Here
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View the ACE Seguros Entire Terms and Conditions Coverages | |
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ALL CLAIMS MUST BE REPORTED PRIOR TO LEAVING MEXICO
Failure to report a claim before leaving Mexico, may result in your claim being denied.
To Report a Claim Please call toll free within Mexico 01.800.ACE.TOUR or direct 01.55.5480.0919. To check on the status of a claim once you have returned from Mexico, call 1.866.223.8023.
INSURANCE IS VALID ONLY IN THE REPUBLIC OF MEXICO
Disclaimer - The following information is provided as a general and informative summary of benefits, and should not be considered legal advice or your sole source of infromation. Mexbound.com assumes no liability for any reliance on information provided. Laws and policies change. For full legal description of benefits and exclusions consult the terms and conditions of the contract. No attorney or client relationship is intended or created by this information.
Source: ACE Seguros Terms and Conditions
