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Car Insurance for Mexico Frequently Asked Questions

How do I get my Mexico Car Insurance policy?

You will actually print your Mexican Insurance policy directly from our website in just minutes! The process is incredibly simple: Choose between a daily, 6 month or annual policy. Specify the date and time you want coverage to begin. You can have coverage begin immediately or anytime up to one year in advance. Your insurance policy is generated and issued to you immediately after your credit card is approved.

Step 1. Get your instant quote

You will be provided with a few coverage options. You can read full descriptions of the coverages on your quote results page.

Step 2. Fill out the online application

Once you select the coverage that is right for you from your quote results page, you will then fill out our quick online information form. Here you will enter your personal and vehicle information.

Step 3. Pay for your insurance policy

We accept Visa and Mastercard, Discover, and American Express. You will pay for your insurance policy using our SECURE Online credit/debit card payment gateway. (We use a highly secure credit card processor).

Step 4. Print your Mexican insurance certificate

Your payment takes but a few seconds to be processed, and then you will be taken to a page where you can print your Mexican insurance policy. Once you print your policy, you are done! Just make sure to take the policy with you when you leave for your Mexico road trip!

Your policy is also automatically e-mailed to you, for easy retrieve at any later date.

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What Information will I need to issue a policy ?

  • Vehicle Registration.
  • You will need to provide us with the Vehicle Identification Number (VIN), and the
  • License Plate Number
  • Domestic insurance carrier
  • Lien holder, if applicable

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I had trouble printing my policy, or I need to cancel my coverage, or I need to buy another policy, or I did not receive a confirmation email?

When you purchase from us, we email you the policy automatically, enabling you to print it at any later date. If you fail to receive that email, please contact us so as we may attempt to e-mail it to you again. If you need to buy another policy, simply go back in and start enrollment over.

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How do I know the insurance I am buying is from a reputable company?

The carrier we represent has vast experience in the Mexico Tourist Auto market, and is one of the leading Mexican Insurance carriers in Mexico.

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Will the Mexican authorities recognize this Online Mexican Insurance?

Yes, the Mexican insurance policy you will print from our website is 100% valid and looks exactly the same as a Mexican Insurance certificate that you would purchase from an insurance office. The Mexican Insurance policy that you will print from our website will list the toll- free phone number that you will need to call in the event of an accident or loss (this is a 24 hour toll free claims phone number, accessible throughout anywhere in Mexico). A claims adjuster will be dispatched to your location as soon as you report your claim.

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Is the online process safe?

Yes. All transactions are authenticated securely by Encryption process.

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Do I need a passport to cross the border?

Everyone is required to present a passport or other WHTI-compliant document, which will denote both citizenship and identity when seeking entry into the United States through land or sea border. Do not delay in getting a Passport. Also they are working on getting a Passport Card that will fit into your wallet.

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Why do I need Car Insurance for Mexico?

Mexico DOES NOT recognized foreign insurance; therefore, U.S. or Canadian automobile liability insurance is not valid in Mexico, even if your US or Canadian auto policy includes a Mexico Insurance endorsement. If you do not have Car Insurance for Mexico and are involved in an accident, you'll be taken into custody until it can be determined who is liable and whether you have the ability to pay any penalty. If you do not have Car Insurance for Mexico, you may be prevented from departing the country; even if you require life-saving medical care. Drivers may also face criminal charges if injuries or damages are serious.

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Does my U.S. insurance policy cover me in Mexico?

Some policies may cover your vehicle for physical damage; however the Mexican Authorities do not recognize any foreign insurance policies, only from a valid Mexican Auto Insurance Company. You must have a minimum of liability Auto Insurance for Mexico in order to be covered.

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What is “Liability Only” Car Insurance for Mexico?

A Liability Only policy provides the minimum vehicle insurance required by the Mexican government in case of an accident. Included in this coverage is property damage caused by your vehicle, legal liability for injuries or death of persons not in your vehicle.

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How is the value of my vehicle determined?

Your vehicle's value is based off ACV or Actual Cash Value, you can check the value with NADA Guides. If your vehicle is financed, and you owe more than the ACV value, please contact us, so we can help you issue your policy, for the total amount owed, and include GAP Coverage.

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What forms of payment are accepted?

Our Car Insurance for Mexico policies can be purchased using Visa, Mastercard, American Express and Discover.

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What is covered on a Car Insurance in Mexico policy?

We offer coverage through HDI Seguros.

  • Physical Damage
  • Fire and Total Theft
  • Third Party Liability
  • Medical Expenses for occupants
  • Legal Assistance
  • Bond
  • Medical assistance
  • Tourist assistance
  • Road side services

These are a summary of coverage's on most Car Insurance in Mexico policies, however additional coverage is available


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Are claims paid in U.S. dollars?

The Mexican insurance company settles all insurance claims in U.S. dollars. Repairs can be made in the United States.

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What is Mexbound.com refund policy?

If you choose to cancel your policy , you must cancel your Mexico Insurance policy before the effective date to receive a full refund of the premium. For complete details regarding a refund of an existing Car Insurance for Mexico Insurance policy click here

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Mexico Insurance Free Quote

To start your Mexican Insurance QUOTE select one

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